The Foreign Language Of Your Holiday Home Insurance
Investing in a Spanish holiday home is becoming more and more popular as the lure of the laid back Spanish lifestyle and the clement summer air become too tempting.. Whether you’ve indulged in a quiet getaway for you to escape to throughout the year or you’ve invested in property for your financial future you want somewhere you can enjoy. Now imagine it burns to the ground, or is devastated by a flood, or you go over for a visit only to find its empty state has been a target for buglers and squatters. Instantly you’ve got a nightmare situation on your hands.. Did think about insurance for holiday homes?
Choosing an insurance policy isn’t exactly fun at the best of times but one miscalculation with your policy could be disastrous so here are a few things to think about.. First off house insurance in Spain is often cheaper but you have to think about the language issue; you may have passed a quick Spanish course at your local night school but is it good enough to understand the legal and technical jargon of your insurance policy? If you do decide to go with a cheaper Spanish quote you need to make sure you not only get it translated accurately but that it’s done by someone with a legal knowledge, one misspelt word could mean the difference between you being covered or having to pay out of your own pocket. If you’re lucky you may never have to make a claim but if the worst comes to the worst all the translation work you did on the policy will be nothing compared to the effort it’s going to take to process the claim.. No matter whether it’s a large or small claim you’re probably glad you took the policy out now.. The problem you face now is filing the claim, filling out all the paper work and speaking to the insurance firm, all in Spanish.
The difference in price between your cheap Spanish policy and the UK quote has probably now been eaten up in translation fees, not to mention the headache it’s probably caused too.? After all if you do have to make a claim surely you have enough to worry about without having to learn the Spanish for “we had a leaking tap”.
